charlton brownHello. My name is Charlton Brown, but most people call me Charles. I am a 17-year veteran of the insurance industry. Besides enjoying the work, it has really become a passion of mine to educate and assist people in regards to their insurance needs.

Insurance plays a vital role in our financial planning today. Simple things like auto insurance and home owner’s insurance can save or cost you thousands of dollars if you make the right or wrong decisions on your coverage. Health coverage is in the news on an almost daily basis with the constant argument over the Affordable Care Act. Whatever one’s views on Obamacare might be, there is no arguing that having insufficient medical coverage can put you in a financial hole that may seem impossible to ever recover from if you are hit with an unexpected medical emergency. Life insurance can ensure that your family is able to carry on in the unfortunate circumstance of your early demise.

Selecting the right plans for you and your family’s needs can often seem like a daunting task. I hope to answer some common questions to help you get started on the right path when searching for insurance. I will also recommend some sites from time to time where you can get free quotes or talk to an insurance professional to guide you through your decisions.